That's no surprise. The credit card industry is rampant with "do anything, say anything" salesmen. No matter how nice their websites, everyone who sets up merchant accounts is only concerned with three things:
Sadly, when I first started that's what I did. My mentors taught me to close the deal and not worry about the consequences. After 15 years helping businesses like yours setup merchant accounts I made those same mistakes just like my competitors. But I always felt guilty pushing people into a contract that wasn't in their best interest.
If you aren't sure what to look for, you will pay through the nose over time.
What I’m offering is (2) ways you can take payments on your smart phone.
PAY AS YOU GO - NO MONTHLY FEE
The first option I have is called phoneSWIPE which is similar to the Square as its designed for merchants with who expect less than $25k per year in sales.
With phoneSWIPE, You only pay when you use it - there's no monthly fees! There's no contracts, and you pay one simple rate whenever you swipe or type in a card.
You get a free app for your iPhone, iPad, Android and you even get a FREE card reader in the mail after you're approved.
The rate is a little bit lower than Square and you can pick up the phone and talk to a live person.
The next plan I have is designed for the more established merchant with annual sales of at least $25k per year.
This plan has a small monthly service charge which I know you’re not wild about but hang in there for a second…
Even with the monthly fee you’ll save yourself around $20 for ever $1k you process over phoneSWIPE!
Well the rates are so much lower.
Everyone uses their debit card these days so you’ll enjoy paying 1.25% on swiped debit & checkcard purchases, 1.59% for swiped qualified cards, 1.99% for swiped rewards cards.
Just like phoneSWIPE you still get a free app and card reader but with better service and support,.
So if you're really selling more than $25k annually this plan is a no brainer!
You're for Transparency
Processing Expert, Founder
PS: You risk nothing by setting up your phoneSWIPE account - It costs you nothing! You get a FREE phoneSWIPE card reader, and you never pay a monthly fee.
PPS: Satisfaction Guarantee Like I said earlier; if you process more than $25k annually, paying for the service to have lower rates is a no brainer. Give the service a try. If you decide its not saving you what I said it would, I’ll switch you to the no monthly fee plan or close the account - No questions asked!
Having never had any formal credit card training, Chris has experimented with every known credit card payment system on the market. He has founded several processing companies. Prior to NoblePay, one of his companies was even acquired by a publicly held corporation.
Chris has dedicated his life to helping others use payment technology to grow their businesses. He is a nationally-recognized Internet innovator who loves to share his knowledge with clients. A mobile payment advocate and passionate ecommerce marketer, Chris makes it possible for any business owner to take credit payments online, with their mobile phone, at home or on vacation, 24 hours a day, 7 days a week.
With Chris by your side, you will never turn down a single payment by credit card.
Chris lives in Framingham, MA with his college sweetheart and their three beautiful children. He is an avid hockey fan and still plays 2 nights a week. Chris enjoys coaching his boys’ football, hockey & baseball teams and spends most weekends at his family's beach house in Maine.